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SUBSCRIBER AGREEMENT

THIS AGREEMENT WAS LAST UPDATED ON 4 October 2007

IMPORTANT -- PLEASE SCROLL DOWN AND READ THE SUBSCRIBER AGREEMENT AND TERMS AND CONDITIONS BELOW. This Subscriber Agreement governs your use of Higher Laws Members Online Members and Higher Laws website and is a legal agreement between you and Higher Laws , Inc. (hereinafter "HL"). BY CLICKING ON THE "I AGREE" BUTTON OR OTHERWISE USING HIGHER LAWS MEMBERS ONLINE MEMBERS OR WEBSITE, YOU AGREE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. By use you are agreeing to these terms. If you do not agree then you may not use our site or online services.

AUTOMATIC CREDIT/DEBIT CARD PAYMENT OPTIONS AGREEMENT

By accepting this Agreement, I authorize an automatic recurring payment to Higher Laws, Inc. or affiliates ("hereinafter "HL") from the credit, debit or bank card provided (the "Automatic Recurring Payment Option").

YOU AGREE THAT BY CLICKING THE "I AGREE" BUTTON OR BY YOUR OTHER USE OF THE ON-LINE MEMBERS AND WEBSITE, YOU ACKNOWLEDGE AND YOU AGREE THAT: 1) YOU HAVE READ THIS AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL ITS TERMS AND CONDITIONS; 2) BY ACCEPTING THE AGREEMENT, THE AGREEMENT WILL BE DEEMED ACCEPTED AND SIGNED BY YOU PERSONALLY; 4) IF YOU CLICK "I AGREE" WITHOUT ACTUALLY READING OR PRINTING THIS AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND; AND 5) YOU WARRANT AND REPRESENT THAT YOU ARE AN ADULT AND NOT UNDER ANY DISABILITY IN MAKING A CONTRACT.

FREQUENCY OF PAYMENTS

This order is subject to credit approval. An automatic recurring payment in the amount determined by the membership option selected at the time you join the Members will be made electronically once every 30 days or once every year depending on the membership option you have selected. The date the charge is processed is determined by the original date your membership started, i.e.) either the same day each month or annually on the anniversary date. I understand that this Authorization is not a one-time credit card charge authorization, but is instead a recurring authorization to charge approved purchases until this authorization is withdrawn.

I also understand that if there are any applicable bank charges for this automatic payment, I will be responsible for the payment of such charges and that any service fees or bank charges shall not be deducted from payments to HL.

AUTOMATIC RECURRING PAYMENT FAILURE

If your automatic recurring payment is declined, your Automatic Recurring Payment Option will be removed and we may restrict your ability to use the payment method that was declined (e.g., credit card) for a period of time. In the event of a decline, I give HL the authority to make corrections to any information and resubmit the charge against this credit, debit or bank card. We may permanently restrict your ability to use a certain payment method if that payment method fails multiple times.

REMEMBER: If your Automatic Recurring Payment Option fails, you will need to replenish your account with another payment method. In the event any payment is not made and you do not pay the amount due in full, your service will be terminated.

MONTH-TO-MONTH MEMBERSHIP

 
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